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January 31, 2006

Home Refinancing - Fitch Affirms 3 & Lowers 2 Classes From IndyMac SPMD 2001-C

Filed under: Refinance Home Loans — Administrator @ 10:20 pm

Fitch Affirms 3 & Lowers 2 Classes From IndyMac SPMD 2001-C
Business Wire (press release), CA - Jan 30, 2006 home equity issue, series SPMD 2001-C: At issuance, the weighted average original loan-to-value ratio (OLTV) was 80.33% and the FICO score was approximately 615

Our Worst Nightmare: The Puncture of the Current US Housing Bubble
Resource Investor, VA - 8 hours ago car lease debt, cell phone contract debt, bank loan debts, margin be able to afford to buy a home which will Indeed, more than $500 billion in equity has been

Fidelity National Financial, Inc. Announces Closing of Sedgwick
PR Newswire (press release), NY - 6 hours ago core financial institution processing, mortgage loan processing and homeowners insurance and home warranty insurance a Boston-based private equity firm focused

Bank of America Announces Assistance for Northern California Flood
Finanzen.net, Germany - Jan 24, 2006 Access a special Bank of America home equity loan program and incur no fees, or increase the credit limit on an existing home equity line of credit, all with

Is That a Video Game — or an Ad?
BusinessWeek - Jan 24, 2006 Home Equity Loans - E-LOAN Get cash in as few as 12 days. Comparison shop for mortgage quotes, refinance quotes and home equity loan offers.

Home Equity Loan - Borrower recourse a hot issue in mortgage transactions

Filed under: Refinance Home Loans — Administrator @ 6:21 pm

Borrower recourse a hot issue in mortgage transactions
Mortage 101 - Jan 30, 2006 of transaction on which the government provides borrowers with effective recourse is a refinance with any lender but the one holding the existing mortgage.

American Home Mortgage Announces Fourth Quarter Results
PR Newswire (press release), NY - Jan 26, 2006 0.03 0.07 Loan Origination Segment: Loan originations ($ billions) 13.6 6.7 45.3 23.0 Refinance 51% 46% 47% 48% ARM 50% 55% 50% 49% Average mortgage loans, net

Mortgage rates fall to 3-month lows
Detroit Free Press, United States - Jan 20, 2006 The Mortgage Bankers Association said this week that its index of applications to buy a home or refinance an existing mortgage increased 2.2% to 613.3 from

Omega Announces Senior Unsecured Debt and Preferred Stock Rating
Black Enterprise, NY - 6 hours ago derived from the company's predictable rental stream, with modest lease/mortgage rollover, no to mature in 2007, thus eliminating any near-term refinance risk.

Application Volume Up In Latest Survey
Originator Times - Jan 25, 2006 The refinance share of mortgage activity decreased to 42.8 percent of total applications from 44.0 percent the previous week. The

Home Refinancing - India revises GDP growth estimate 

Filed under: Refinance Home Loans — Administrator @ 10:21 am

India revises GDP growth estimate 
BusinessWeek - 1 hour, 12 minutes ago
JAN. 31 7:42 A.M. ET The Indian economy grew 7.5 percent in the fiscal year that ended in March 2005, higher than the 6.9 percent estimated earlier, the government said Tuesday.Save to My Web

Betting Against the Asbestos Bill 
BusinessWeek - Jan 26 9:25 PM
USG’s willingness to cough up $4 billion to settle victims’ claims underscores the poor chances for passage of the Senate’s mammoth legislation Save to My Web

American Home Mortgage Announces Fourth Quarter Results 
[Press Release] PR Newswire via Yahoo! Finance - Jan 26 4:05 AM
American Home Mortgage Investment Corp. announced today results for the quarter and full year ended December 31, 2005.Save to My Web

Broken leases influence mortgage decision 
Bankrate.com via Yahoo! Finance - Jan 30 3:00 AM
Paying off the collections agency might help you avoid a subprime loan, says Dr. Don.Save to My Web

Refinance Mortgage - With higher rates and cooling values, homes are no longer instant

Filed under: Refinance Home Loans — Administrator @ 6:21 am

With higher rates and cooling values, homes are no longer instant
Milwaukee Journal Sentinel (subscription), WI - Jan 20, 2006 The biggest share, 35%, of home-equity loan dollars goes back into the house through improvement and maintenance projects, according to a Federal Reserve Bank

Interest Rates And Your Estate
BusinessWeek - Jan 25, 2006 By Anne Tergesen. Home Equity Loans - E-LOAN Get cash in as few as 12 days. Comparison shop for mortgage quotes, refinance quotes and home equity loan offers.

Webster Reports Quarterly Earnings Per Share of $.84; Deposits
Yahoo! News (press release) - Jan 26, 2006 1,537,062 Total assets $17,851,938 Liabilities and Shareholders' Equity: Interest-bearing Total deposits 11,690,619 57,132 1.94 Federal Home Loan Bank advances

Fitch Rates Morgan Stanley Home Equity Loan Trust $1.17B Mtge PT
Business Wire (press release), CA - Jan 26, 2006 NEW YORK–(BUSINESS WIRE)–Jan. 26, 2006–Fitch Ratings has rated the Morgan Stanley Home Equity Loan Trust 2006-1, which closes on Jan. 26, 2006 as follows:

Refinance Home Loans - Business briefs, January 27

Filed under: Refinance Home Loans — Administrator @ 2:19 am

Business briefs, January 27
Rocky Mountain News, CO - Jan 26, 2006 Rates had been falling since mid-December when the 30-year mortgage hit a in 2008, retire its $15 million revolving credit facility, and refinance that debt

MAIL BAG: Subprime, predatory loans are different
Richmond Times Dispatch, VA - Jan 28, 2006 Stephen R. A.: Today, virtually every homebuyer and homeowner can obtain a mortgage to buy or refinance their home. However, as

Mortgage settlement could fall short for borrowers
Seattle Times, United States - 22 hours ago State leaders say a settlement with Ameriquest Mortgage is an efficient solution that In May 2003, when she went to refinance, her husband was dying of Lou

High debt and low credit score put property owner in a bind
Columbus Dispatch, OH - Jan 29, 2006 Q: I would like to shop around for a mortgage lender to refinance an investment property I own. The problem is, I have a 500 credit score.

Mortgage group warns on risky-loan ads
San Jose Mercury News,  USA - Jan 26, 2006 for such home or refinance loans are misleading consumers about their true costs. The Sacramento-based California Association of Mortgage Brokers issued the

January 30, 2006

Home Equity Loan - Fitch Rates Morgan Stanley Home Equity Loan Trust $1.17B Mtge P-T Ctfs, Series 2006-1 

Filed under: Refinance Home Loans — Administrator @ 10:19 pm

Fitch Rates Morgan Stanley Home Equity Loan Trust $1.17B Mtge P-T Ctfs, Series 2006-1 
[Press Release] Business Wire via Yahoo! Finance - Jan 26 1:13 PM
NEW YORK—-Jan. 26, 2006–Fitch Ratings has rated the Morgan Stanley Home Equity Loan Trust 2006-1, which closes on Jan. 26, 2006 as follows: $945.2 million, classes A-1, A-2a, A-2b and A-2c ‘AAA’; $86.0 million class M-1 and M-2 ‘AA+’; $47.3 million class M-3 and M-4 ‘AA’; $20.9 million class M-5 ‘AA-’; $18.4 million class M-6 ‘A+’; $18.4 million class B-1 ‘A’; $16.6 million class B-2 ‘A-’; Save to My Web

Alliance Bankshares Reports 4th Quarter 2005 Results 
[Press Release] Business Wire via Yahoo! Finance - Jan 30 1:15 PM
CHANTILLY, Va.—-Jan. 30, 2006–Alliance Bankshares Corporation today reported financial results for the fourth quarter 2005 and its twenty-second consecutive quarterly profit. For the quarter ended December 31, 2005, the Company reported earnings of $1.1 million, an 80.7% increase over the fourth quarter 2004 results.Save to My Web

Fitch Rates $322.7MM RALI Mtge Asset-Backed P-T Ctfs, 2006-QS1 
[Press Release] Business Wire via Yahoo! Finance - Jan 30 12:59 PM
NEW YORK—-Jan. 30, 2006–Fitch rates Residential Accredit Loans, Inc. mortgage pass-through certificates, series 2006-QS1, as follows: $303,602,765 classes A-1 through A-9, A-P, A-V, R-I and R-II certificates ‘AAA’; $10,525,500 class M-1 ‘AA’; $3,238,400 class M-2 ‘A’; $2,428,800 class M-3 ‘BBB’;Save to My Web

Peru woman’s injury puts dream business on hold 
Lincoln Journal Star - Jan 29 10:19 PM
PERU Non-Peruvians might wonder about the white, two-story home south of Peru State College on the street going into town. Signs on the house and in the yard indicate that its the home of Honey Creek Vineyards Bakery and Store.Save to My Web

Our Equity, Ourselves 
New York Times - Jan 25 9:53 PM
A circle of single women takes on the Los Angeles real estate market in the new book “The Tao Gals’ Guide to Real Estate.”Save to My Web

Refinance Mortgage - Californians May Be First To Feel Home Loan Pinch

Filed under: Refinance Home Loans — Administrator @ 6:20 pm

Californians May Be First To Feel Home Loan Pinch
Realty Times, TX - Jan 24, 2006 The proposal was not unlike "Credit Risk Management Guidance For Home Equity Lending" released earlier last year to target risky equity loan making.

Mid-State Bancshares Reports 9.5% Earnings per Share Increase for
Business Wire (press release), CA - 6 hours ago secured loans, excluding construction and land development loans and home equity credit lines, total approximately $813 million or 54% of the loan portfolio.

JPMorgan Chase Reports 2005 Fourth-Quarter Net Income of $2.7
Business Wire (press release), CA - Jan 18, 2006 partially by loan spread compression due to rising short-term interest rates and a flat yield curve, which contributed to accelerated home equity loan payoffs.

Provident Bankshares Corporation Reports Record 2005 Earnings
MSN Money - Jan 19, 2006 Maryland and Virginia. In 2005, home equity loan balances and new business production reached record levels. The strong housing

Home Refinancing - SEC to put hedge funds under the spotlight 

Filed under: Refinance Home Loans — Administrator @ 2:19 pm

SEC to put hedge funds under the spotlight 
India Daily - Jan 29 8:41 PM
Hedge fund managers whose businesses are deemed high risk by the chief US financial regulator will be inspected every three years, the official who will lead the examinations has revealed.Save to My Web

Google set to test forecasts accuracy again 
India Daily - Jan 29 8:25 PM
A stock market culture that rewards analysts for deliberately understating their forecasts is likely to contribute to more headline-grabbing news from Google when it unveils its latest quarterly earnings on Tuesday, according to Wall Street critics.Save to My Web

Boston shares hit by FDA warning 
India Daily - Jan 28 9:27 AM
Boston Scientifics shares fell 7 per cent on Friday after a stern regulatory warning that could affect product approvals quickly soured the US heart devicemakers victory in its bidding battle for Guidant.Save to My Web

Vivendi says fourth quarter sales up 
BusinessWeek - Jan 30 3:55 AM
JAN. 30 4:57 A.M. ET French entertainment company Vivendi Universal SA reported a 7 percent rise in sales for the fourth quarter on Monday, boosted by a strong showing at its mobile telephone business SFR Cegetel.Save to My Web

Vivendi sales held back by games and music 
India Daily - 2 hours, 38 minutes ago
Sluggish sales of music and games held back Vivendi Universal which failed to meet expectations in the fourth quarter despite double digit growth from SFR, its French mobile telephone operator.Save to My Web

Home Equity Loan - Home-equity ebb tide 

Filed under: Refinance Home Loans — Administrator @ 10:21 am

Home-equity ebb tide 
Pioneer Press - Jan 29 1:01 AM
The signs are as subtle as quartz countertops versus expensive granite, but the red-hot home-equity cash machine that for years has boosted household spending and the U.S. economy is beginning to slow.Save to My Web

Thornburg Mortgage Reports EPS of $2.79 for 2005 
[Press Release] Business Wire via Yahoo! Finance - Jan 24 1:05 PM
SANTA FE, N.M.—-Jan. 24, 2006–Thornburg Mortgage Inc. Book value reaches $20.00; up 3% year-over-year Annual mortgage originations of $5.0 billion; up 15% year-over-year Total assets increase to $42.5 billion; a 46% increase over prior year Strong credit underscored by 0.08% 60-day plus delinquent loansSave to My Web

Pendragon reveals plan to acquire rival Lookers 
India Daily - Jan 28 9:28 AM
Pendragon, the UKs biggest car dealer, on Friday added a fresh twist to the contest for the Reg Vardy group when it revealed it also wanted to acquire Lookers, its rival in the hunt for Vardy.Save to My Web

Welcome to gomerasol.com 
Gomerasol.com - Jan 24 10:07 PM
Refinance Quotes - LowerMyBills.com Get up to 4 free refinance, home equity and debt consolidation quotes. www.lowermybills.com (sponsored listing) Compare Mortgage Refinance Rates Get up to four free quotes and save thousands on your monthly loan payment.Save to My Web

Boeing may outsource engineering services 
BusinessWeek - Jan 27 3:54 AM
JAN. 27 6:41 A.M. ET Boeing Co. may outsource some engineering services and more software work to India as part of a deal with Air India, which has ordered 68 planes from the American aircraft maker, a company official said Friday.Save to My Web

Refinance Mortgage - India to let foreign retailers open stores 

Filed under: Refinance Home Loans — Administrator @ 6:21 am

India to let foreign retailers open stores 
BusinessWeek - Jan 25 4:09 AM
JAN. 25 2:36 A.M. ET India has decided to let foreign brands open their own stores in a step toward liberalizing the country’s booming retail trade — a move that should pave the way for big names like Adidas and Marks & Spencer to set up shop.Save to My Web

Sony to stop making Walkmans in Japan 
BusinessWeek - Jan 25 12:39 PM
JAN. 25 1:25 P.M. ET The Walkman — whose original model was once Sony’s signature product — will no longer be made in Japan.Save to My Web

GE Money Home Loans to close GSO office, lay off 100 
The The Business Journal of the Greater Triad Area - Jan 18 1:59 PM
GE Money Home Loans will close its facility on Albert Pick Road in Greensboro and lay off as many as 100 workers, the company has announced.Save to My Web

South Korea’s economy slows down in 2005 
BusinessWeek - Jan 25 4:09 AM
JAN. 25 6:20 A.M. ET South Korea’s economic growth slowed to 4 percent in 2005 as gains in consumer spending and capital investment failed to overcome a slowdown in exports, the central bank said Wednesday.Save to My Web

Japanese mixed over Livedoor CEO 
BusinessWeek - Jan 24 3:54 AM
JAN. 24 5:32 A.M. ET Pouring out empathy and outrage, Japanese deluged the Web log of the arrested chief executive of Internet company Livedoor on Tuesday with messages saying everything from “hang in there” to “you pig.”Save to My Web

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Refinance Home Loans News and Refinance Home Loans Information.